Horizon Financial
We search all the major lenders to tailor a home loan for you
Not every home loan is the same. That's why Horizon Financial gives you a definite advantage.
Tell us what you want from your new mortgage and we'll evaluate more than 450 home loans from Australia's leading banks and lenders. In a matter of minutes we can compare features, costs and benefits to find the home loan that's right for you.
Our service to you is completely free. It saves you time and hassle - and ensures you end up with the home loan that fits your particular circumstances.
Moving up?
If you're purchasing a more expensive home and increasing your mortgage, you'll need to review your current home loan. Today there are more types of home loans than ever before. Our expert advisors will guide you through the maze to find the most effective way to manage your new repayments.
First Home Buyer?
Horizon Financial has helped many first home buyers get on the property ladder a little quicker. In some circumstances we arrange a home loan that lets you borrow up to 106% of the property value.
The easy way to get a self-employed loan
At Horizon Financial we believe being self-employed should present no barrier to getting a loan at a competitive interest rate. We've helped plenty of business owners obtain the finance they need through a self-employed loan. And we can do the same for you.
We make it easy to get a self-employed loan because we know exactly what criteria the different banks and lending institutions are looking for. With us on your side, you'll get fast approval and minimum fuss.
No financial records? No worries
Self-employed loans are also known as Low Doc loans. That's because they require a low level of documentation. After all, being your own boss means your priority is getting business, not making sure all your financial paperwork is up to date.
What you do need to show is that you've had an Australian Business Number for at least two years. You also need to tell us how much you earn.
You can get your self-employed loan for up to 80% of the value of your property. That can be anything from $20,000 up to $X million.
Self-employed loan pre-approval
We can pre-approve your self-employed loan in a matter of minutes. That way you'll know exactly what funds are available to you for purchasing or investment purposes.
Our expert advisors can guide you through the seemingly complex choices and make the whole process smooth and trouble-free.
No financial records? No worries
Self-employed loans are also known as Low Doc loans. That's because they require a low level of documentation. After all, being your own boss means your priority is getting business, not making sure all your financial paperwork is up to date.
What you do need to show is that you've had an Australian Business Number for at least two years. You also need to tell us how much you earn.
You can get your self-employed loan for up to 80% of the value of your property. That can be anything from $20,000 up to $X million.
Self-employed loan pre-approval
We can pre-approve your self-employed loan in a matter of minutes. That way you'll know exactly what funds are available to you for purchasing or investment purposes.
Our expert advisors can guide you through the seemingly complex choices and make the whole process smooth and trouble-free.
Put credit problems behind you
Very often credit problems are no fault of your own. Financial difficulties can arise through illness, divorce, accident or a failed business. This can lead to a credit impaired status, and therefore you don't meet the requirements of a traditional loan.
Horizon Financial can help you with a credit impaired loan. If you have loan arrears, unpaid or paid defaults or even a history of bankruptcy, we can usually arrange finance for a credit impaired loan.
Choice of credit impaired loans
You can choose the type of credit impaired loan that works to your best advantage. One of our loan consultants can explain the different types of credit impaired loans including variable, fixed and split rate loans with features like line of credit, redraw and offset.
Credit impaired loans are regarded as higher risk. They generally come with a slightly higher interest rate and/or fee structure than traditional loans. However, at Horizon Financial we help you find the ideal credit impaired loan for your particular financial situation.
Debt Consolidation to ease your financial situation
If your debts are more than you can comfortably handle at the moment, debt consolidation can help with the problem. Debt consolidation combines your current debts into a single, more affordable monthly repayment.
You might have several high interest loans you need to pay every month such as credit cards, car payments and white goods finance. Horizon Financial can arrange a debt consolidation loan with a significantly lower interest rate. This loan will pay off your existing debts and leave more money in your pocket at the end of the month.
And of course, at Horizon Financial you can be sure your debt consolidation loan is at the most competitive interest rate in the market. We search our database of all the major lenders to find the most suitable deal for you.
Refinancing your mortgage
Refinancing is like debt consolidation for your mortgage. If your monthly repayments are too high, refinancing will make them more manageable.
Horizon Financial is associated with all the major lenders for loans and mortgages. Whether you’re looking at debt consolidation or a refinance, we will help you find the ideal arrangement for your financial situation.
